Deferred Payment Scheme Calculator Deferred Payment Scheme Calculator Purchase Price ($)*Eg; 900,000Loan Term (Years)*Eg; 30Interest Rate (%)*Financial AnalysisBreakdown of Purchase Price (100%)5% Booking Fee (Cash Only)15% Exercise Fee (Cash and/or CPF)5% To Be Paid Upon TOP (Cash and/or CPF)75% Housing LoanOther Mandatory FeesStamp Fee (Cash and/or CPF)Legal Fee (Approx) (Cash and/or CPF)Monthly InstalmentsStagesMonthly PaymentDisbursement AmountStage 1: TOP (65%) (5% Within To Be Paid Via CPF/Cash)Stage 2: TOP (15%)*Above totals to 80% (Housing Loan).*This payment scheme allows you to pay your monthly instalments only after you receive the keys to your house.*Timeframe from TOP to CSC is usually between 1-3 years (approx).*Monthly instalments can be paid via funds from your CPF's Ordinary Account (OA) or Cash or both.*Disclaimer: The computation above is for indicative and illustrative. Any person acting upon or in reliance of this information does so entirely at their own risk. No warranty whatsoever is given and no liability is accepted by us behind this calculator for loss arising directly or indirectly as a result of any action or omission made in reliance of any information presented herein at any time.